Form 1099: The difference between Form 1099-K, Form 1099-MISC and Form 1099-NEC

There are 3 different IRS forms you may receive from Wave: Form 1099-K, Form 1099-MISC, and Form 1099-NEC.

What is Form 1099-K?

Form 1099-K is an IRS form that reports payment card and third-party network transactions. If you accept payments with Wave's online payment feature and you meet the IRS reporting requirement, Wave generates a 1099-K for each of your eligible businesses.

Learn more about your Form 1099-K from Wave in Frequently asked questions about Form 1099-K.

Learn more about Form 1099-K on the IRS website: Understanding your Form 1099-K

What is Form 1099-NEC?

Form 1099-NEC is an IRS form that summarizes all non-employee compensation your business has paid to a contractor. Independent contractors use these forms to file their taxes.

You must provide Form 1099-NEC to any contractor you paid $2,000 or more during the calendar year. If you use Wave's payroll feature, Wave will generate a 1099-NEC form for every contractor who qualifies. Wave can also file these forms for you electronically.

What is Form 1099-MISC?

Form 1099-MISC, Miscellaneous Income is an IRS form that summarizes miscellaneous payments outlined by the IRS that your business has paid during the year. 

Before the 2020 tax year, Form 1099-MISC was used to report non-employee compensation. Employers who used Wave for the 2019 tax year or earlier and generated 1099-MISC tax forms will still find these in their account.

As of the 2020 tax year, Wave no longer supports the generation or filing of Form 1099-MISC.