If you use Wave's payroll or online payment features, you’ll need to provide your bank account information so Wave knows where to deposit or withdraw your money.
Canada
Enter your institution, transit (branch), and account numbers. If your transit number is less than 5 digits long, enter 0’s at the beginning until it totals 5 digits.
Enter your account number in full. Do not add any dashes, spaces, or additional 0’s.
Find this information at the bottom of a physical cheque. If you don’t have cheques for this account, contact your bank.
Tips and details for common Canadian banks
| Bank | Institution number | Account number | Tips |
| Royal Bank of Canada (RBC) | 003 | 7 digits | None |
| TD Canada Trust | 004 | 7 digits | The last 7 digits on your cheque. Do not include the 4 digit branch number before the account number. |
| Scotiabank | 002 | 7 or 12 digits | None |
| Bank of Montreal (BMO) | 001 | 7 digits | None |
| Canadian Imperial Bank of Commerce (CIBC) | 010 | 7 digits | None |
| National Bank of Canada | 006 | 7 digits | None |
| Desjardins | 815 | 7 digits | The last digit on your cheque, the verification digit, is part of your 7 digit account number. Make sure to include this. |
| Tangerine | 614 | 10 digits | For online banking, the transit number is always 00152. |
| HSBC Bank of Canada | 016 | 9 digits | The account number is the last 9 digits on your cheque. The transit number always begins with 10XXX. |
United States
Enter your routing number and account number.
Find this information at the bottom of a physical cheque. If you don’t have cheques for this account, contact your bank.
Your bank may use a different routing number for electronic processing (what Wave uses) than for physical checks. To verify you are using the correct routing number, Wave recommends reaching out to your bank and asking for the EFT or ACH routing number for your account.