Process a credit card payment

There are two ways to collect an invoice payment with Wave: By sending customers an invoice and letting them make an online payment, or by charging their credit card manually.

You can accept invoice payments from credit cards issued outside of the country your business operates in. However, this is only possible if the invoice currency matches your business’ currency. The cardholder’s bank will convert your payment into the currency of the invoice before it’s deposited into your bank account.

Accept a payment through an invoice

After you set up Wave Payments, your customers can pay directly through an invoice using all major credit cards, Apple Pay, and bank payments. You can also set your preferred payment types to accept from customers on invoices.

Learn how to send an invoice.

Bank payments must be made by your customer after you send an invoice. You cannot manually process a bank payment on a customer’s behalf.

Charge a customer's credit card manually in your web browser

Charge a customer's credit card manually in the Wave mobile app

Charge a customer's credit card manually in your web browser

To process a credit card payment directly when your customer has provided you with their credit card information:

1. Log in to your account at waveapps.com
2. Open the Sales > Invoices page.
3. Select the invoice you want to process a credit card payment for.
4. Click Record a payment. The option to choose a payment method will pop up. Select Charge a credit card.
5. Enter your customer's credit card information.
6. If you want to save your customer's credit card information when you process a payment, click the checkbox beside Store this credit card to use later for this customer.

To save a credit card without processing a payment, or to delete a stored credit card, follow the steps in Save and delete customer credit card information.

Learn more about security measures in Wave's Security and privacy statement.

Charge a customer's credit card manually in the Wave mobile app

To process a credit card payment directly when your customer has provided you with their credit card information:

1. Log in to the Wave mobile app.
2. Open the Invoices page from the bottom menu.
3. Tap on the invoice you want to charge a payment for.
4. Tap Apply payment.
5. To edit the amount, tap the Amount field, type in a new amount, then tap Update amount.
6. To use a new credit card, tap Charge a new card, then enter the customer’s card details. To save the new card to the customer’s saved cards, toggle Add to customer’s name’s cards to On.

   If the customer has multiple cards saved, tap the Card to charge field first, then select which card you want to charge.

7. Tap Charge $.

Learn more about security measures in Wave's Security and privacy statement.